Do you consider yourself an expert in couponing? Are you unwilling to make a purchase unless you’ve scoured the internet for the best possible savings?
Couponing can be a fantastic way to save on groceries, services, shopping, and even dining out. But finding savings can often feel like a game of cat and mouse. Once you find a coupon, it’s easy to worry that you haven’t found the best deal, so you spend hours looking for something better. What can you do to make sure that you are maximizing your savings without going overboard?
Today, learn six ways to maximize your coupon savings. Saving money isn’t always easy, but these methods will help you confirm that you’re getting the best deal around!
#1: Always Check Store Apps
Do the stores that you are shopping at have their own apps? If so, make sure that you always check these apps for special savings or deals. Additionally, scan your app barcode when you checkout so that you can accumulate any applicable savings.
Some stores, like Target and Michaels, have special rewards that you can earn just for shopping. Even if you don’t maximize your coupon savings by adding extra coupons, you will accumulate more savings! In the long run, this is going to save you more money than you think.
#2: Use Coupons On Sale Items
When you get a coupon, it’s good practice to check if the coupon is applicable to sale items or not. Many transaction-level coupons will exclude sale items, but there will be times when you can use coupons on sale items.
Make sure to make the most of these items! Stores usually release this type of coupon when they have a lot of sales going on to entice more sales, so take advantage of that. Browse thoroughly for sale items, and only purchase those sales that get you the very best deals.
#3: Seek Our Small Deals
Look for coupon sites that target small businesses and not just huge big box stores. The savings offered by smaller creators are often much more impressive than other locations, and you can support a growing business in the process.
Seeking out small deals on orders you thought no coupons existed for will generate savings that you would have entirely missed out on without doing a simple search. Get into the habit of checking for coupons no matter where you are shopping; you never know what you’ll find.
#4: Stack Those Coupons!
There is always going to be bad financial advice floating around on the internet, but one piece of couponing advice that stands up to the test of time is to stack your coupons. Stacking coupons isn’t always possible, but it can generate great savings when it does work.
Always ask if you are able to use more than one coupon at checkout. Sometimes, coupons need to be scanned in a specific order to work this way. For example, all single-item coupons might need to be scanned in before a transaction-level coupon. Asking how to make the coupons work will get you great intel from store employees.
If you’re too nervous to ask the employees about stacking, search online for information! Couponing experts love to share their advice online, so you can likely find out how to stack coupons at a particular store by doing a simple search.
#5: Don’t Forget To Check The Paper
While we are all used to most coupons going digital, there is still very much a clipping culture for coupons in the newspaper. Check your Sunday paper, local flyers, and free handouts at community centers to find coupons from local businesses.
Often, this is the only place that you will be able to find deals for local businesses that do not have a strong online presence. These coupons can be just as valuable as what you find online, if not more valuable, so make sure to research where to find the best paper coupons in your area.
#6: Shop With A Cash Back Card
This final tip isn’t related directly to couponing, but it can help you to grab major savings and rewards that you would otherwise miss out on. Once you’ve done the work of finding the best coupons and getting everything into your cart, it’s time to checkout.
Check out with a card with a cash-back earnings program or a similar program that will benefit you. Every dollar that you spend has already seen the best savings you can find, but you can earn even more money back simply by using the right card!
It can feel intimidating to use a credit card to check out all the time, but you can create a habit of paying off your bills immediately so that this becomes just like using cash or a debit card. Plus, you’ll get the added benefit of improving your credit score along the way!
If you have money, credit, or debt questions you’d like to ask the Get Out of Debt Guy, click here.