Question:
Dear Steve,
Between my Visa and my line of credit, I owe $25,000,
I would like you to tell me if the Litigation Practice Group is a good company to go with, LPG out of San Clemente, California. I live in Utah.
Kerin
Answer:
Dear Kerin,
Litigation Practice Group seems to be an interest to readers. I’ve written about them in the past. See these posts about Litigation Practice Group.
It does not appear Litigation Practice Group is registered to do business in Utah.
According to the Litigation Practice Group website as I write this the attorneys listed are admitted to practice law in the identified states:
- Daniel S. March – California
- Tom McAvity – Washington, Oregon, Arizona
- Phillip A. Greenblat – Michigan
- Marque Carey – Kentucky, Tennessee
- Randall Clark – Massachusetts, New Hampshire
- Michael R. Robinson – Louisiana, Illinois, Delaware
- Jayde Trinh – California
- Cary Smalley – Missouri, Kansas, Nebraska
- Howard Gutman – New York, New Jersey
The list of attorneys does not appear to show any attorney licensed to practice law in Utah. However, without a Utah licensed attorney representing you, you can’t get legal advice in your state.
When it comes to the question if a group is good, that’s tough. It’s like asking if a company is a scam. There is no way for me to know what good or scam means to you.
You can research to check this or any company out by following my guides below.
- The Ultimate Consumer Guide to Checking Out a Debt Relief Company Before You Sign On the Line
- 10 Must Do Steps to Find the Best Counseling or Settlement Company for You
- How to Check Out a Business or Company to Avoid Getting Scammed or Ripped Off
A complaint filed in 2020 against Debt Advisors of America and Litigation Practice Group alleged “Defendants Litigation Practice Group (“LPG”) is marketing company located at 1351 Calle Avanzado, Suite 4, San Clemente, CA 92673, and 100 Spectrum Center Drive, Suite 900, Irvine, CA, and has solicited debt adjustment/debt settlement services to Ohio consumers.” – Source
I don’t know if you received a mailer or some other sales call. In this case, it appears a settlement was reached. I don’t know what the terms were.
Here is the Bottomline
You have the ultimate responsibility to make sure you are being sold or buying the services and assistance that is best for you. Is that what Litigation Practice Group is selling you? I don’t know. If you are talking to a salesperson and not an attorney licensed to practice law in Utah, they can say just about anything they want to entice you to buy.
The most important document will be the client agreement. That will contain the description of what you are actually buying. Read and understand that document carefully before you sign it. You should ask all the questions you might have after reading the client agreement. Make sure you are satisfied the agreement describes the services you think you are buying.
The issue here really goes back further than any particular company. So the first step should be to understand your overall financial situation better and make sure you get advice specific to your situation.
Picking the right company to buy debt relief services is a bit like finding the right building contractor. For example, you would not hire a fence company to put a new roof on your house.
The flowchart to getting debt help should go like this:
- Figure out what your future financial goals are.
- Consider current retirement investing strategy.
- Make sure you are building an emergency savings account.
- Think about your overall financial situation.
- Come to a conclusion about what approach you feel most comfortable with pursuing after you understand all your options, including bankruptcy.
- Select a company to help you implement your desired plan of action.
Steve
You are not alone. I’m here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don’t give up.
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