Wednesday, January 23, 2019
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Have you ever noticed that when people say not to worry about money it usually means they’ve got a lot and you don’t? Here at the Wake Forest News we take money seriously and cover the topic like nobody’s bidness.

Immigration help – watch your step

If you’re looking for immigration help, you might run across what look like government websites – but are actually from companies pretending to be part of the U.S. government. The FTC’s recent settlement  has some lessons on how to protect yourself.   What’s the settlement about? Forms Direct, Inc., also known as American Immigration Center, set up websites that looked like ... Read More »

Inheriting a Spouse’s Debts

My question is about each married individual’s responsibility in case of the death of the other. I will use my husband and I as an example. We have separate bank accounts, separate loans, and separate credit cards except for our heating utility company. Our marriage is the second for each of us. While I have established a very good credit ... Read More »

Scammers demand gift cards

Gift cards are a great way to give a gift. But did you know they are also a scammer’s favorite way to steal money? According to the FTC’s new Data Spotlight, more scammers are demanding payment with a gift card than ever before – a whopping 270 percent increase since 2015. Gift cards are for gifts, not for payments. If ... Read More »

Will Background Check Errors Deny You a Home?

A background check can determine if you can get credit, a job, or even a place to live. That’s why the law requires businesses that provide these reports have reasonable procedures to ensure the information they collect and share about you is accurate. In a recent lawsuit, the FTC says a company named RealPage did not meet this requirement. RealPage ... Read More »

How to Tell the Difference Between a Legitimate Debt Collector and Scammers

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Dealing with debt collection issues can be challenging—especially when you’re not sure if the person you’re being contacted by is legitimate or trying to scam you. When an account like a credit card, auto loan, or cell phone bill becomes past due, the original creditor may attempt to collect the amount owed. The creditor may also hire a debt collector ... Read More »

Scams Near You, by the Numbers

Every day, people across the country are telling the FTC what happened to them. Maybe they lost money to a scam, lost their identity, or just spotted something that looked fishy and wanted somebody to know. All of that information helps FTC and other law enforcement agencies investigate and bring cases against scammers. And, every year, we roll up all ... Read More »

New materials on cybersecurity for small business

If you own a small business, you know it’s critical to protect your business from cyber threats. Today, the FTC launched new cybersecurity resources for small businesses – you’ll find them at FTC.gov/SmallBusiness. What better time to check out these new resources than now – it’s National Cybersecurity Awareness Month and this week’s theme is cybersecurity at work. This new ... Read More »

Hope for a Spendaholic

I have been married 40 years. I am 59 and a spendaholic. I have been following Dave Ramsey’s plan and trying to get my credit cards paid off. We have no money and no retirement. Is there any hope for us? B. Yes, there is hope for B. It might take awhile and may not be easy. But just because ... Read More »

FTC Sues Car Dealerships for Fake Recall Notices

A recall notice for your car or truck signals a serious safety defect that you should try to get fixed quickly. According to an FTC lawsuit, a group of auto dealerships counted on people doing just that when they sent fake mailers marked “URGENT RECALL NOTICE” to more than 21,000 vehicle owners, most of whom did not have recalls. In ... Read More »

Have You Contacted PNC Bank Yet? I Keep Getting Calls From Them.

Question: Dear Steve, Getting calls from PNC Bank every day. I am a member with you. Have you contacted PNC Bank to tell them we are with you now? I have quit answering my phone because I get so many calls. I am really tired of it. Charles and Bonnie Answer: Dear Charles and Bonnie, I have no clue what ... Read More »