The Financial Side of Adoption By Debra L. Karplus Read any of the statistics that are frequently published in popular financial and news publications and you’ll quickly infer that the most obvious way to stretch the dollar is to not have children. Data shows that it costs several hundreds of thousands of dollars to raise…… Continue reading The Cost of Adopting a Child
Expiration Dates on Products Why you probably won’t expire if you ingest expired food and medications By Debra L. Karplus “The US generates more trash. 34 million tons of food waste each year. Food waste is more than 14% of the total municipal solid waste stream”, according to the United States Environmental Protection Agency (epa.gov).…… Continue reading Expiration Dates on Products
The Skinny on Buffet Dining To eat or not to eat, that is the question By Debra L. Karplus It’s Friday evening after a grueling week at work. The kids are whining; they’re famished, and you are, too. Plus, you’re exhausted and emotionally drained. You open the refrigerator, the freezer, and the cupboards, and realize…… Continue reading The Skinny on Buffet Dining
Question: Dear Steve, I currently owe Navient $ 163,000 on my Private Student Loans. After graduating in 2009 with few job prospects, I put these loans into forbearance for the first two years while I could. This raised my original debt total from $ 153,000 to the current figure of $ 163,000. I have paid…… Continue reading My Navient Student Loans Are Out of Control
Getting to and from the Airport By Debra L. Karplus You have your trip planned. You were able to find good deals on airfare. Lucky you. Maybe that fare is from your hometown airport, or possibly in a neighboring town. Now it’s time to figure out how you will get to and from the airport…… Continue reading Airport Shuttles: Getting to and from the Airport
Want to know what’s worse than having naked pictures of yourself leaked online? Having your financial information stolen or compromised — or so said 55% of those polled in MasterCard’s Emotion of Safety & Security Research survey, released today. Even more would rather have their homes robbed (59%) or email hacked (62%) than have financial data stolen or compromised.…… Continue reading Most Americans Would Rather Have Naked Photos of Them Leaked Than Have Their Finances Exposed
I’m the perfect age (let’s just say in my 50s) and profession (CPA and credit counselor) to insult millennials. They’re idealistic. They don’t work hard. They need constant care and feeding to do their jobs. On and on. Except I don’t believe any of that. While my parents were the Greatest Generation, I believe my…… Continue reading Dvorkin On Debt: Why We Need To Stop Sneering At Millennials
In case you might have been misled about the benefits of filing bankruptcy when you run into money troubles, it seems Donald Trump has become the spokesperson of why filing bankruptcy is a smart thing to do. Trump has come out claiming he has never personally filed bankruptcy. And that is absolutely true. But in…… Continue reading Donald Trump Praises Beneficial Power of Bankruptcy. Makes Case for Consumers.
Country singer and actor Tim McGraw announced he will continue to give away mortgage-free homes to U.S. veterans, which he has done in partnership with Operation Homefront and Chase Bank since 2012. So far during McGraw’s Shotgun Rider Tour 2015, six veterans and their families have received loan-free homes. Since 2012, McGraw, Operation Homefront and…… Continue reading I Like It, I Love It: Tim McGraw Is Giving Away Free Homes to Veterans
I spend much of my time helping people figure out how they can get through a tough financial situation that often peaks with the inability to pay bills. This means I am most often speaking to people for the first time when they have debt emergencies and late stage debt collection issues. This is not…… Continue reading Can Work At Home MLM and Network Marketing Provide Full Time Income?