Easy Money and Bad Credit Loan Brokers Nailed by FTC

A lead generation company that collected sensitive information from millions of consumers under the guise of connecting them with lenders will pay $1.5 million in civil penalties and face restrictions on their operations as a result of a Federal Trade Commission lawsuit. The FTC’s complaint alleges that since at least 2012, ITMedia Solutions LLC, a … Read more

Is Dave Ramsey and Ramsey Solutions a Sinner or a Saint?

Recently it came to my attention that Dave Ramsey, Ramsey Solutions, and The Lamp Group have been the subject of employee lawsuits in the last year. For an employer of the size of the Ramsy enterprises, I suppose that is not a rarity. But what has struck me is the issue of the companies and … Read more

I Was a Bait and Switch Debt Relief Sales Person

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For years now I’ve written about debt relief companies that have used the personal loan mailers as a way to make the phone ring and then sell them some sort of debt settlement, debt relief, or modification service. Commissioned or otherwise incentivized salespeople get those leads and then attempt to close the sale or manipulate … Read more